Central to any good accountancy practice is having access to or providing independent financial advice. At Smith Emmerson, as we are a long established local practice, we have been able to research and select suitable partners to work with when financial advice is needed.

In particular from the advice arena, Independent Financial Advice has always been considered the advice of choice when looking to blend financial planning with accountancy services.

To that end, we recently invited an Independent Financial Adviser into our Nottingham office, who we have worked with for over 9 years. Through this partnership, we now have immediate access to Independent Financial Advice from a trusted and reliable source, so ensuring all recent legislative changes or tax planning opportunities are presented to us, so ensuring that our service to you will always be proactive and relevant to your needs.

Areas that we have found Independent Financial Advice to be of benefit to our clients are as follows:

Pensions

* Stakeholder Pension – employer & employee
* Personal Pension – employer & employee
* Self Invested Personal Pension (SIPP) – employer & employee
* Executive Pension – employer
* Small Self Administered Scheme (SSAS) – employer

Investments & Regular Saving

* Bank & Building Society – deposits & cash
* Individual Savings Account – cash & investment
* Unit Trusts & OEIC – cash, gilts, corporate bonds, property & equities
* Onshore Life Assurance Bonds – cash, gilts, corporate bonds, property & equities
* Offshore Life Assurance Bonds – cash, gilts, corporate bonds, property & equities

Protection – Personal & Company

* Life Assurance – a lump sum or income payable in the event of death
* Critical Illness – a lump sum or income payable in the event of a defined illness
* Income Protection – an income payable in the event of long term ill health or injury
* Keyman Protection – a lump sum or income payable to your company in the event of the death or ill health of a key member of staff
* Partnership Protection – a lump sum payable, to enable the surviving partners to purchase the shares from the deceased partners estate
* Shareholder Protection – a lump sum payable, to enable the surviving shareholders to purchase the shares from the deceased shareholders estate

Please contact us if you would like to arrange a free consultation

For more information, please do not hesitate to contact us today!